PLAN 3 – DIVIDEND-STYLE HYBRID INVESTMENT PLAN

Program Type: Private Trading Fund (Managed by Syed Shan Zaidi)
Minimum Holding Period: 3 Months
Minimum Investment: USD 1,000 (or equivalent)

⚙️ OVERVIEW

Plan 3 is designed for investors seeking steady, dividend-like quarterly income combined with profit-sharing potential and partial capital protection.
The fund operates under a fixed-term trading model, where returns are generated through active trading of gold, forex, and indices.

Investors enjoy the flexibility to withdraw profits anytime, while the initial investment remains locked for a minimum of 3 months to ensure portfolio stability.

💰 RETURN & PROFIT STRUCTURE

• Quarterly Dividend Payout: Up to 10 % of the initial invested amount, paid every 3 months, regardless of trading performance.
  
  

• Profit Withdrawals: Profits earned through trading may be withdrawn anytime from Day 1 — no need to wait for quarter-end.
  
  

• Initial Capital Hold: The initial investment must remain in the fund for at least 3 months.
  
  

• Early Withdrawal Impact: If any portion of the initial capital is withdrawn before 3 months, future dividends will be based only on the remaining balance.
  
  

• Profit Above Initial Investment: After covering initial capital and dividends, additional profits are shared 50 % Investor / 50 % Fund Manager.
  
  

• Capital Protection: In the event of a total trading loss, 50 % of the initial investment is refunded to the investor.
  
  

• Guaranteed Dividend in Loss Scenario: Even if trading results in a loss, the investor still receives 10 % of the initial investment as the quarterly dividend.
  
  

🧭 EXAMPLE SCENARIOS

1. Market gain of 20 % in 3 months
→ Investor receives 10 % dividend + 50 % of excess 10 % = 15 % total return.

2. Market break-even (0 % gain)
→ Investor still receives 10 % dividend from initial amount.

3. Market loss of 20 %
→ Investor still receives 10 % dividend + capital protection of 50 % if total loss occurs.

4. Partial withdrawal
→ Investor withdraws $3 000 from $10 000 before 3 months → same and next dividend is based on $7 000.

📄 TERMS & CONDITIONS

• The Fund Manager acts in good faith using discretionary trading methods; specific returns are not guaranteed beyond the stated structure.
  
  

• The “up to 10 %” quarterly dividend is based on performance and fund liquidity but is calculated on the initial capital amount.
  
  

• Profit withdrawals can be made anytime; the initial capital must remain 3 months to qualify for the quarterly dividend.
  
  

• In case of broker-related issues (withdrawal delays, platform errors, etc.), the Fund Manager’s liability is limited to the agreed 50 % capital refund.
  
  

• All investor performance and payout records are transparently maintained through the DiptoBuy Investor Dashboard.
  
  

🧾 SUMMARY OF KEY FEATURES

• Quarterly Dividend: Up to 10 % of Initial Amount
  
  

• Profit Withdrawals: Anytime from Day 1
  
  

• Capital Hold Period: 3 Months (Minimum)
  
  

• Profit Sharing: 50 % Investor / 50 % Manager
  
  

• Capital Protection: 50 % Refund on Total Loss
  
  

• Guaranteed Dividend: 10 % Even in Loss
  
  

• Early Withdrawal Effect: Dividend based on remaining capital only
  
  

• Transparency: Real-Time Dashboard Tracking